What does a home warranty cover?

A home warranty covers the repair or replacement of major home systems and appliances due to normal wear and tear, including items like HVAC systems, plumbing, electrical, water heaters, and kitchen appliances.

What is the difference between each plan?

Each plan is designed to fit different homeowner needs—some focus on essential systems, others include both systems and appliances, and higher-tier plans provide broader protection with added benefits and higher coverage limits.

Are pre-existing issues covered?

Pre-existing conditions are typically not covered if they were known or could have been detected prior to the start of coverage.

Can I choose which systems or appliances I want covered?

Yes, many plans allow optional add-ons so you can customize coverage based on your home and priorities.

Is there a waiting period before coverage begins?

Yes, most policies include a short waiting period before coverage becomes active, unless otherwise specified.

Are there coverage limits or exclusions?

Yes, each contract includes specific coverage limits and exclusions, which are outlined in your agreement.

Privacy Policy

Overview and Commitment to Privacy

Home Coverage Division is committed to protecting the privacy of its website visitors and customers. This Privacy Policy explains how we collect, use, disclose, process, and manage personal information obtained through our website and related services. We may collect information that you voluntarily provide through forms, inquiries, or communications, as well as information collected automatically through your interaction with our website, including device and usage data. This information is used to provide quotes, connect you with service providers, communicate with you regarding your inquiry, and improve our services. We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information; however, no method of transmission over the internet or electronic storage is completely secure. By using our website, you acknowledge and agree to the terms of this Privacy Policy.

Information We Collect and How We Use It

Home Coverage Division may collect personal information including, but not limited to, your name, phone number, email address, mailing address, vehicle or property information, and any other details you voluntarily provide. We may also collect information automatically such as your IP address, browser type, device information, and website usage data through cookies and similar tracking technologies. This information is collected for purposes including responding to inquiries, providing quotes for vehicle service contracts or related products, facilitating transactions, improving website functionality, and conducting marketing and advertising activities. By submitting your information, you expressly consent to be contacted by Home Coverage Division and its partners via phone calls, text messages, and email, which may be delivered using automated technology, including auto-dialers and prerecorded messages, in accordance with applicable laws. Consent to receive such communications is not a condition of purchase.

Sharing of Information and Consumer Rights

Home Coverage Division may share your personal information with third-party service providers, administrators, obligors, marketing partners, and other entities as necessary to provide requested services, generate quotes, facilitate coverage options, or conduct business operations. This may include sharing information for marketing, lead generation, and service fulfillment purposes. While we do not sell personal information for direct monetary compensation, certain data sharing activities may be considered a “sale” or “sharing” under applicable privacy laws. Depending on your state of residence, including California, you may have the right to request access to your personal information, request deletion, correct inaccurate information, and opt out of the sale or sharing of your data. You may exercise these rights by contacting us through the information provided on our website. We retain personal information only as long as necessary for business or legal purposes, implement reasonable safeguards to protect such information, and do not knowingly collect data from individuals under the age of 18. Privacy laws vary by jurisdiction, and your continued use of this website constitutes your acknowledgment and acceptance of this Privacy Policy.

Home Coverage Division